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Insurance Coverage in Western Wisconsin

 

Why Stockholm Town Mutual?

  • We’re a local, member-owned company that operates much the same way as a co-operative. If you are a policy holder, you have a voice in this company.
  • We give a 10% discount to farm policyholders who are claim-free for 3 years or more.
  • We insure homes and farms that have code-installed wood, corn, and pellet burning stoves. 
  • Some companies automatically inflate their policyholders’ property values, thus raising their annual premiums. We do not.
  • We offer deductibles up to $5,000 on farm and residence policies.
     

Homeowners Insurance

    - Replacement cost on homes 15 years
      old and newer
    - Actual cash value on homes
      older than 15 years
    - Personal property
    - Liability
    - Endorsements
    - Special property
    - Identity theft
    - ATVs
    - Auto (through associate agency)

Farm Owners Insurance

    - Home
    - Personal property
    - Buildings
    - Machinery
    - Residence
    - Farm PP
    - ATVs
    - Liability
    - Endorsements
    - Special property
    - Identity theft
    - Farm trucks
    - Auto (through associate agency)

Mobile Homeowners Insurance

    - Actual cash value
    - Liability
    - Endorsements
    - Special property
    - Identity theft
    - Auto (through associate agency) 

Commercial Properties Insurance

    - Actual cash value
    - Liability
    - Vehicles (through associate agency)

Renters Insurance 

    - Personal property
    - Special property

Seasonal/Vacation Homes/Cabins Insurance

    - Buildings
    - Personal property
    - Liability
    - Special property
    - ATVs